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BankiaEnvironmental risk management

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Bankia takes the view that its banking activity has a very limited impact on the environment. However, it has a highly significant effect stemming from its customers’ productive activities and asset investment decisions.

As a result, the environmental risk posed by said productive activity could be passed on to the bank in two forms: credit risk and reputational risk.

Bankia manages environmental risk using a scorecard to rate the environmental performance of its business customers, providing qualitative information that complements credit ratings.

72.8 % of exposure and 80.3% of borrowers or customers were classified as posing low or very low environmental risk.

Bankia - Environmental Risk Management

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