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BankiaFramework agreement

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On 28 February 2014 Banco Financiero y de Ahorros S.A.U and Bankia S.A. signed a new Master Agreement superseding the one signed on 22 June 2011. The purpose of the Master Agreement is to regulate the relationships between BFA and Bankia, with the intention of defining the mechanisms necessary, within the legal limits, to (i) at all times guarantee an appropriate level of coordination of Bankia with Banco Financiero y de Ahorros and the companies in its Group and (ii) manage and minimise situations of potential conflict of interest between BFA and Bankia (in particular within the context of related party transactions), at the same time ensuring due respect for and protection of the interests of the shareholders of BFA and Bankia, within a framework of transparency in the relationships between the two entities.

This agreement is susceptible of development by way of the appropriate services agreements.

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