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From left to right: area manager Bankia Toledo and Guadalajara, José Campo; provincial chairwoman ASAJA, Blanca Corroto; corporate director Bankia Castilla-La Mancha and Extremadura, Jaime Campos; Isidoro Gómez, Technical Services Department ASAJA.

Business

Bankia and ASAJA Toledo sign an agreement to facilitate the processing of the CAP in Castilla-La Mancha

The entity exempts from the main administration and maintenance commissions in all its accounts those beneficiaries of the CAP that domicile the aids in Bankia.
 

Communication Bankia

By  Communication Bankia

Publish on 
13 March 2019 - 13:30

  • The agreement will speed up the advance payment of aid from the Common Agricultural Policy (CAP) and will offer financing conditions adapted to the needs of cooperatives and their members
  • The aid may be paid directly at the Bankia branches in Castille-La Mancha

Bankia and ASAJA (Agrarian Association of Young Farmers) of Toledo have signed a collaboration agreement to streamline the management and processing of the Common Agricultural Policy (CAP) aid at all the bank’s branches in Castille-La Mancha.

The agreement was signed at the regional head offices of Bankia in Castilla-La Mancha, based in Toledo, by the provincial chairwoman of ASAJA, Blanca Corroto; and the corporate director of Bankia in Castilla-La Mancha and Extremadura, Jaime Campos. The event was also attended by Bankia area manager in Toledo and Guadalajara, José Luis Campo.

The corporate director of Bankia in Castille-La Mancha and Extremadura stressed that “once again, Bankia supports young farmers through agreements such as the one we have signed with ASAJA”. “This agreement represents considerable support for farmers and an economic boost for a region that is so relevant for the bank”, he underlined.

The provincial chairwoman of ASAJA, Blanca Corroto, has welcomed Bankia's support for farmers in the province with measures such as the CAP advance payment. She also highlighted “the work carried out by the technical services of ASAJA Toledo, both in terms of advice, aimed at resolving any queries that may arise regarding CAP regulations, and in the processing of applications for agricultural aid”.

The main objective of this agreement is to establish a framework for commercial collaboration between the parties aimed at channelling the CAP aid dossiers through the network of Bankia branches. The entity will not charge the CAP aid beneficiaries the main administrative and maintenance fees on all their accounts when they arrange to receive the aid payments directly to their bank account. In addition, these beneficiaries have the option of requesting that Bankia provides them with an immediate advance payment of up to 90% of the amount to which they are entitled.

This agreement is a continuation of the support that Bankia has been providing to ASAJA Toledo and its associates in recent years.

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Image of Bankia's new mobile office commissioned in Granada.

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Bankia now provides services to 32 towns at risk of financial exclusion in Granada

The ofibus, which already works in Ávila, Castellón, Ciudad Real, La Rioja, Madrid, Segovia and Valencia, will serve almost 20,000 citizens of Granada.
 

Communication Bankia

By  Communication Bankia

Publish on 
09 April 2019 - 12:15

  • After its merger with BMN, Bankia mobile office will travel 3,000 kilometres per month in the province to provide service to close to 20,000 citizens
  • The Bankia's Corporate Manager in Andalucía, Joaquín Holgado, stressed that "the province of Granada is one of the strategic areas for the entity and we want to be close to all our customers"
  • The bank has a total of 12 mobile offices that also provide services in the provinces of Ávila, Castellón, Ciudad Real, La Rioja, Madrid, Segovia and Valencia and extend its presence, with Andalucía, to six autonomous regions

Bankia has commissioned a new mobile office that since Tuesday provides service to a total of 32 towns at risk of financial exclusion in the province of Granada, following the agreement signed with the Granada Council.

The mobile office will travel 3,000 kilometres per month in the province and prevent the financial exclusion of around 20,000 citizens of Granada. The mobile office allows users, customers of the bank or not, to perform the usual operations of an office, including cash withdrawals, deposits, payment of bills and taxes.

The Corporate Manager of Bankia in Andalucía, Joaquín Holgado, stressed that "the launch of this service in the province of Granada is yet another example of Bankia's commitment to the territory, which is one of the strategic areas for the bank" and also commended "the agreement with the Granada Council to create a service that was direly needed".

"We want to be close to all our customers and provide them with the banking solutions that make their lives easier wherever they are. This service garners high levels of satisfaction", said Holgado.

The mobile office will provide service in Granada from 8 AM to 6 PM from Monday to Thursday and on Friday from 8 AM to 3 PM.

Mobile offices in eight provinces

With the addition of Granada to the route, Bankia already provides service with 12 mobile offices to a total of 373 municipalities at risk of financial exclusion across Spain and extends its presence to six autonomous regions. It is also present in the provinces of Ávila, Castellón, Ciudad Real, La Rioja, Madrid, Segovia and Valencia.

Bankia's mobile offices travel more than 40,000 kilometres per year throughout Spain, and they carry out more than 200,000 operations a year.

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After assuming the mortgage expenses

Bankia markets the mortgage without charges or fees

The entity does not require the hiring of any additional product linked to the granting of the loan, with the exception of domiciling the payroll in Bankia.

Communication Bankia

By  Communication Bankia

Publish on 
29 March 2019 - 11:45

  • In addition, you do not need to contract any additional products to benefit from these conditions. The only requirement is the direct deposit of your payroll in the entity
  • To reinforce its offer, Bankia launches the campaign ‘The mortgage with the largest fine print in the world’
  • “Generally, a mortgage is one of the most important decisions of our lives, which is why we want to offer financing with clear and simple conditions, with transparency and without any fine print”, comments Bankia’s Deputy General Director of Retail Banking, Eugenio Solla
  • The price of Bankia mortgages ranges from an annual Euribor interest rate of plus 0.99% in the case of variable rate mortgages, and of 1.70% for a ten-year period in the case of fixed rate mortgages

Bankia has decided to assume the mortgage expenses as from now. With this initiative, it becomes the only entity with a large number of branches that markets a mortgage free of charge, without fees and, in addition, without requiring the purchase of additional products in order to benefit from these conditions. The only requirement is the direct deposit of the customer’s payroll with the institution.

“Generally, a mortgage is one of the most important decisions of our lives, which is why we want to offer financing with clear and simple conditions”, says Eugenio Solla, Deputy General Director of Retail Banking at Bankia. “Anyone who applies for a mortgage at Bankia will only repay the loan and pertinent interest. It's as simple as that, transparent, with no fine print”, he points out.

The price of Bankia mortgages ranges from an annual Euribor interest rate of plus 0.99% in the case of variable rate mortgages, and of 1.70% for a ten-year period in the case of fixed rate mortgages.

In addition, this product does not require contracting any additional products linked to the loan. “This point is very important in our offer, as it provides us with a differential position”, says Solla. In addition, for new mortgages contracted with Bankia, the institution will bear the notary fees, registration fees, management fees, as well as the Stamp Duty Tax, ahead of the new Real Estate Credit Law, which will come into force next June.

Likewise, these loans will not encumber any opening or redemption fee, whether partial or total.

Therefore, a 30-year, variable-rate mortgage would be 1.27% APR, which includes, in addition to the nominal rate, all associated expenses.

The only requirement to be eligible for these conditions is the direct deposit of the customer’s payroll with the institution.

Mortgage and real estate simulator

Bankia complements its financing offer for the purchase of a home with two free online simulators, which allow the user, whether or not a customer of the institution, to make unlimited inquiries.

The first of these is the mortgage simulator, in which, by entering some basic details, the user has access to information about the amount that can be financed, the monthly instalments to be paid or how the amount would vary depending on the performance of the Euribor.

The second tool is the property appraiser, which calculates, in a matter of seconds, the market price of any home, both for purchase and rental, simply by entering the location details of the same.

‘The largest fine print in the world’ campaign

Bankia has launched a campaign to raise awareness of these initiatives, in which it focuses on transparency in mortgage conditions and the absence of fine print.

“In such a complex scenario, with numerous regulatory changes, it is essential to provide customers with clear and transparent information. In this campaign, we want to capture both the highly competitive product conditions and Bankia’s commitment to transparency”, says Silvia Bajo, Bankia’s Brand Corporate Director.

The campaign shows a mortgage with such clear conditions, that it has ‘the largest fine print in the world’.

Bankia started 2019 with great commercial strength, which is allowing the bank to increase its concession of new financing for families and businesses. This is reflected by the fact that during the first two months of the year, a total of 470 million euros was granted in new financing for the purchase of a home, which is up by 15% on the same period last year. During 2018, the bank formalised mortgages for a volume of 2,928 million euros, up 6%.

In this way, the entity continues to make progress in achieving the objectives set out in the 2018-2020 Strategic Plan related to the mortgage business, which foresee a market share increase of 351 basis points in formalisations during the period, to 10.8%. Bankia ended last November with a share of 8.12%.

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Dualiza Bankia starts a new Comex foreign trade course for students of the CIFP Carlos III in Cartagena

Students will receive training in various topics such as economic management, operational risks and international trade.
 

Communication Bankia

By  Communication Bankia

Publish on 
25 March 2019 - 12:45

  • Up to 15 students will benefit from complementary training
  • New training activity of Dualiza Bankia in the Región of Murcia after only a month since it launched another three complementary training courses

Dualiza Bankia, the brand of the Bankia Foundation for Dual Training through which it channels all of its promotion and prestige activities in vocational training, started this Monday, in collaboration with the Government of the Región of Murcia, a new complementary training course in foreign trade for students of the CIFP Carlos III in Cartagena.

In total, up to 15 students will be able to benefit from training that will help them adjust their profile to a sector with high employability.

The foreign trade course students will receive 90 hours of complementary training, 60 face-to-face hours and 30 online hours, to solve practical cases through the Comex Bankia Campus.

This training course will provide them with knowledge on the economic and financial management of international trade, the risks of foreign trade operations and the hedging alternatives existing in the market, as well as how to pose international expansion in a safe and coherent manner.

The regional coordinator of Bankia for Murcia, Ricard Guillem, underlined that the launch of this new course “reinforces the commitment that Dualiza Bankia has with the Región of Murcia, reflected in the numerous activities promoted here”. He also wanted to emphasise the importance of training that “increases the employability of students and the competitiveness of companies and therefore helps to improve social cohesion”.

This new course started after a little over a month ago Dualiza Bankia promoted three complementary training actions in digital skills and foreign trade at various centres in the Región of Murcia.

Dualiza Bankia, Bankia’s dual training initiative

Dualiza Bankia is the brand through which the Bankia Foundation for Dual Training carries out all of its promotion and prestige activities regarding vocational training and dual vocational training, keeping in mind that it improves the employability of students and the competitiveness of companies. And it represents the commitment acquired by Bankia to the promotion of education as a way to improve society, combat inequality and promote greater social cohesion.

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From left to right: Bankia Ciudad Real Oeste area manager, Mª Luisa Bahamontes; manager Asaja Ciudad Real, Agustín Miranda; corp. dir. Bankia in Castille-La Mancha and Extremadura, Jaime Campos, Bankia area manager Ciudad Real Este, Carmen González.

Business

Bankia and ASAJA Ciudad Real sign an agreement to facilitate the processing of the CAP in the province

The corporate director of the Territory of Bankia in Castilla-La Mancha and Extremadura has highlighted the "commitment" of the entity with the "agricultural and livestock sector".
 

Communication Bankia

By  Communication Bankia

Publish on 
26 March 2019 - 13:45

  • The agreement will speed up the advance payment of aid from the Common Agricultural Policy (CAP) and will offer financing conditions adapted to the needs of cooperatives and their members

Bankia and ASAJA (Agrarian Association of Young Farmers) of Ciudad Real have signed a collaboration agreement to streamline the management and processing of the Common Agricultural Policy (CAP) aid at all the bank’s branches in this province.

The agreement was signed at the headquarters of ASAJA Ciudad Real by its manager, Agustín Miranda; by the corporate manager of Bankia in Castille-La Mancha and Extremadura, Jaime Campos, and by Bankia's Ciudad Real Oeste area manager, María Luisa Bahamontes.

The event was also attended by the area manager of Bankia in Ciudad Real Este, Carmen González Novo, and the regional manager of Agro Businesses, Fernando Javier Cabanes.

The corporate manager of Bankia in Castille-La Mancha and Extremadura highlighted “Bankia’s commitment to such an important sector for the province and for the entity and, of course, to the support for young farmers”.

The manager of ASAJA Ciudad Real, Agustín Miranda, underlined “the great technical work carried out by the agrarian organisation from all its offices in the province, already immersed in the processing of the year’s most important call for aid”. “We have a great team of technical specialists, capable of resolving any queries that may arise and with plenty of experience to ensure that the PAC files of the farmers are prepared in a timely manner”, he noted.

The main objective of this agreement is to establish a framework for commercial collaboration between the Bankia and ASAJA Ciudad Real aimed at channelling the CAP aid files through the network of Bankia branches.

The entity will not charge the CAP aid beneficiaries the main administrative and maintenance fees on all their accounts when they arrange to receive the aid payments directly to their bank account. In addition, these beneficiaries have the option of requesting that Bankia provides them with an immediate advance payment of up to 90% of the amount to which they are entitled.

This agreement is a continuation of the support that Bankia has been providing to ASAJA in the province, region and to its associates in recent years.

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External Communication Direction

Virginia Zafra de Llera
DIRECTOR OF EXTERNAL COMMUNICATION
vzafra@bankia.com

 

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Guillermo Fernández Martín
DIRECTOR OF PRESS RELATIONSHIP
gfernandezm@bankia.com

Mariano Utrilla Cortijo
mutrilla@bankia.com

Irene Rivas García
irivas@bankia.com

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bporras@bankia.com

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mcamposla@bankia.com

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jcabeza@bankia.com

 

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Ana Bernad Colás
DIRECTOR OF DIGITAL COMMUNICATION
abernad@bankia.com

Leticia Lucio Álvarez
llucio@bankia.com

María Navarro Caballero
mnavarro@bankia.com

   

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