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Dupla Card

Bankia launches the first debit card in Spain, which allows the account holder, if he/she so decides, to defer purchases to three, six or ten months

The new product retains all the functionalities of their traditional debit card, but adds a number of additional advantages, typical of credit cards.

Bankia Comunicación

By  Bankia Comunicación

Publish on 
31 May 2019 - 10:00

  • It also allows cash withdrawals on credit at ATMs with the same deferrals.
  • The registration fee is free and does not apply maintenance fees if the account holder carries out one deferred payment transaction every year.
  • The card allows deferring those transactions, both purchases and withdrawals, the amount of which ranges between 100 and 1,000 euros

Bankia launches, together with MasterCard, the first debit card in Spain that allows its holder, if he/she so wishes, to pay purchases on debit or postpone purchase payment to three, six or ten months, choosing the most convenient period on each occasion.

This card, commercially known as the Dupla Card, also allows withdrawals on debit or credit at ATMs, with the same deferrals.

“We want to offer our card customers the option to opt for a new product that retains all the functionalities of their traditional debit cards, but adds a number of additional advantages, typical of credit cards, providing it with great flexibility”, says Carlos Mier, Bankia's Director of Cards and Issuing Business.

The registration fee for the Dupla Card is free of charge. In addition, no maintenance fee applies if the holder carries out a deferred transaction every year.

The card allows for the deferral of both purchases and withdrawals, the amount of which ranges between 100 and 1,000 euros. The customer may consult their deferred transactions through the ATM, at ‘Bankia on line’ or through the Bankia App.

The Dupla card can also be used to pay through a mobile phone, through Bankia Wallet and the wallets of the main Xpay, in both cases always on debit.

Accident insurance and discounts at petrol stations

Dupla Card users will have free Accident Insurance of up to 100,000 euros with Mapfre, as well as discounts at petrol stations: 3% at Shell and 2% at Galp.

All account holders may make 4 free debit withdrawals, per month, at Euro6000 and Banco Sabadell ATMs. Logically, all withdrawals made at Bankia ATMs will also be free of charge.

Bankia currently has over 9 million cards, both debit and credit, which is allowing it to increase its card turnover in shops above 14%, 25% in online transactions.

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With customised advice

Bankia launches ‘Cyber Risk Insurance’ for SMEs and self-employed workers

This product is designed to protect against cyber risks, thereby avoiding the threat of cyber attacks.

Bankia Comunicación

By  Bankia Comunicación

Publish on 
06 June 2019 - 13:30

  • This insurance allows customers who take it out to be protected from data theft, computer system restoration costs, business interruption or reputational damage and possible penalties.
  • This insurance covers civil liability for breach of privacy, multimedia and advertising civil liability, as well as defence expenses, sureties and conflicts of interest.

Bankia has started to market, together with Mapfre, an insurance product to protect SMEs and self-employed workers against cyber risks, thereby avoiding the threat of cyber attacks and their consequences.

The ‘Cyber Risk Insurance’ is a complete solution to cyber risks, covering both the damage suffered by the company and the economic damage that may be caused to third parties and the employees themselves.

The coverage of this product includes an advisory service to offer customers personalised coverage tailored to their needs.

This insurance allows SMEs and self-employed workers who take it out to be protected against the possible theft of data, restoration costs of computer systems affected by malware, business interruption and damage to their reputation or possible fines.

The policy also covers the restoration of damaged software and the re-creation of data, the restitution of the access control system, or the decontamination, cleaning and restoration of data that may have been affected.

In addition, the ‘Cyber Risk Insurance’ covers civil liability for privacy violations, multimedia and advertising civil liability, as well as defence expenses, sureties and conflicts of interest.

For Bankia's Pymes Manager, Alfonso Aparicio, this insurance “allows us to respond to a significant demand from our customers, in a context in which the productive sectors are facing the digital transformation of their businesses”.

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Bankia and Avilagro sign an agreement to boost the development of the agri-food industry in Ávila

This agreement is part of the usual line of cooperation between Bankia and institutions with extensive economic and social notoriety in their area of influence.

Bankia Comunicación

By  Bankia Comunicación

Publish on 
06 June 2019 - 11:30

  • The bank has become the exclusive financial sponsor of the association and will collaborate on various events, such as sector conferences or presentations.
  • The agreement was signed by the chairwoman of Avilagro, Isabel López Resina; and Bankia’s Ávila Sur and Ávila Centro-Norte regional managers, Jesús Paz and Óscar Pérez Blázquez, respectively.

Bankia has signed a collaboration agreement with the Ávila Agri-food Industry Association (Ávilagro), with the aim of boosting the development of the economic fabric of Ávila province and increasing the competitiveness of its agri-food industry.

By virtue of this agreement, Bankia becomes the sole financial sponsor, thereby extending its range of products designed for the agri-food sector to all Avilagro associates.

Bankia will also collaborate on various events promoted by the association, such as expert round tables, sector conferences, presentations and studies. Avilagro’s main lines of action for 2019 include a specific study of the agri-food sector in Ávila, developing the export capabilities of companies in Ávila and studying their logistical needs.

The agreement was signed at the Bankia head offices in Ávila, by the chairwoman of Avilagro, Isabel López Resina; and Bankia’s Ávila Sur and Ávila Centro-Norte regional managers, Jesús Paz Simón and Óscar Pérez Blázquez, respectively. The event was also attended by the association’s general secretary, José Carlos Álvarez; and Bankia’s Agro Manager in the Regional Directorate of Castilla y León, Jesús López Jiménez.

The regional manager of Ávila Centro-Norte area underlined “the importance the province’s agri-food sector has for the entity and Bankia’s commitment to the development of its business fabric, its expansion and growth”.

For his part, the regional manager of Ávila Sur area explained that “the financial institution has a wide range of specific products for these companies, which play a fundamental role in the economic development of the province”.

The chairwoman of Avilagro highlighted “the impetus of signing this agreement with Bankia for Ávila’s agri-food industry. It is vital to find partners who trust in a project of entrepreneurs for entrepreneurs, born with the vocation of generating wealth and jobs in the fabric of our agricultural industry”.

This agreement is part of the usual line of cooperation between Bankia and institutions with extensive economic and social notoriety in their area of influence. Currently, Avilagro has 34 member SMEs with an annual turnover of around 80 million euros, which employ around 500 people.

In the province of Ávila, Bankia has more than 7,000 customers related to the agricultural sector, many of whom are suppliers to these companies.

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Corporate Business Director in the Valencian Community and Murcia, Carlos Aguilera; and the Corporate Business Commercial Director in the Valencian Community and Murcia, Fidel Mayor.

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Bankia and the Ivie renew the agreement to analyse the competitiveness of companies through the GECE Observatory

The reports have analysed the characterisation of the business fabric, in the Valencian Community,  and the study of its competitiveness.

Bankia Comunicación

By  Bankia Comunicación

Publish on 
03 June 2019 - 11:45

  • This year, two new reports will be prepared, which will show the evolution in the levels of competitiveness of companies in the Valencia Region and the factors associated with it, as well as the disaggregation by sectors and regions

Bankia and the Valencian Institute for Economic Research (Ivie) have renewed their collaboration agreement to prepare two new reports of the Observatory on Governance, Strategy and Competitiveness of Companies (GECE), a tool that allows studying the competitiveness levels of businesses in the Valencian Community, as well as the internal factors and causes that contribute to said levels.

The signing of this new agreement, which entails the extension of the Observatory's activity to 2020 brought together the Ivie Managing Director, Pilar Chorén; Ivie deputy director, Joaquín Maudos; the coordinator of the GECE Observatory, Alejandro Escribá; and from Bankia, the Corporate Business Director for Valencia and Murcia, Carlos Aguilera; and the Corporate Business Commercial Director in the Valencian Community and Murcia, Fidel Mayor.

The Corporate Business Director in the Community of Valencia and Murcia underlined “the importance for Bankia of accompanying the Ivie to companies in the Valencian Community in improving their competitiveness”. “Knowing the characteristics of the business fabric, regardless of its size and whether or not they are familiar, allows companies in the three provinces to make decisions in their eagerness for constant improvement”, said Aguilera.

For his part, the Ivie researcher and study coordinator, Alejandro Escribá, highlighted that “the GECE Observatory constitutes a new philosophy of collaboration between companies and the research field, which allows generating value for the participating companies, while also contributing to the improvement of existing scientific knowledge on the factors that help to improve levels of business competitiveness”.

During its first year of activity, the GECE Observatory has prepared three extensive reports and three shorter informative documents (known as ‘Keys to competitiveness’).

They have analysed, among other aspects, the characterisation of the business fabric and the study of its competitiveness, the differences in ownership structures and governance bodies used by Valencian companies, as well as their internationalisation profiles.

The information has been provided for all Valencian companies, but comparisons are also made with the national average and the distinction by size, as well as between family and non-family companies.

The GECE Observatory, which emerged from the collaboration agreement signed between Bankia and the Ivie in November 2017, aims to become a platform for generating and sharing business knowledge to better understand which aspects contribute to improving the competitiveness of the Valencian productive fabric.

To do this, in addition to the information it obtains through the available databases, the GECE Observatory has set up a panel of companies that provide their data first-hand. These companies, in return, receive free personalised reports that enable them to find out their competitive position among all the companies in the Valencian Community and Spain, as well as to compare their characteristics with reference groups. At present, more than 50 companies have joined this panel.

For this new period of the GECE Observatory, two new reports and three 'Key' documents will be disseminated, offering a comparison of the evolution of the levels of competitiveness of Valencian companies in recent years; as well as a comparative study of competitiveness by sectors and by Spanish regions.

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Carlos Aguilera, Bankia’s business corporate director and commercial director in the Valencian Community and Murcia; the chairman of the CEV, Salvador Navarro; and Bankia’s corporate commercial director of the Valencian Community and Murcia, F. Mayor

Business

Bankia and the CEV will hold a business meeting as part of their collaboration agreement

Bankia has always been committed to the economic and social development of the business fabric of the Valencian Community.

Bankia Comunicación

By  Bankia Comunicación

Publish on 
06 June 2019 - 14:00

  • The financial institution and the business organisation have renewed the agreement they signed for the first time in 2013 with the aim of collaborating to benefit the business fabric of the Valencian Community
  • The agreement was signed by the chairman of the Business Confederation of the Valencian Community (CEV), Salvador Navarro; Bankia’s business corporate director and commercial director in the Valencian Community and Murcia, Carlos Aguilera and Fidel Mayor

Bankia and the Business Confederation of the Valencian Community (CEV) will hold a business meeting within the collaboration framework that the financial institution and the business organisation signed for the first time in 2013 with the aim of working for the benefit of the business fabric of the Valencian Community.

The signing ceremony, which took place at the CEV headquarters, was attended by the chairman of the Business Confederation of the Valencian Community (CEV), Salvador Navarro; Bankia’s business corporate director and commercial director in the Valencian Community and Murcia, Carlos Aguilera and Fidel Mayor.

“In the CEV we make a positive assessment of these collaboration commitments with Bankia, which during the last five years have allowed the joint implementation of various lines and activities of interest for companies”, Navarro underlined.

Bankia, aware of the importance of the business fabric of the Valencian Community, has always been committed to its economic and social development and is committed to the CEV’s objectives, of which it is a member as it became a directly associated company back in 2015.

“We have a common commitment towards the companies in the Valencian Community, and we work to support them in their day-to-day work in the fundamental work they perform for progress and job creation in the three provinces”, said Aguilera.

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