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Pension plans

Bankia will benefit from contributions of up to 5% and transfers to pension plans

The entity offers personalized advice to clients, as a differential factor in order to achieve adequate retirement benefits.
 

Communication Bankia

By  Communication Bankia

Publish on 
23 October 2019 - 17:30

  • The bonus scheme is based on the amount contributed, the plan itself and the commitment to stay
  • The entity also offers vouchers that can be exchanged on Amazon based on the contributions made and other gifts.
  • Bankia is committed to personalised advice as an essential element for achieving the ultimate goal of an adequate retirement benefit
  • To facilitate this advice, the bank has its range 'Planes de Pensiones Vive', adapted to the unit holder's life cycle, which adjusts its investment portfolio to the time horizon remaining until retirement
  • The bank offers a pension plan simulator to those who would like to plan their retirement with which to calculate the income that would remain after retirement according to the contributions made

Bankia will offer from a bonus of up to 5% for any clients who make contributions and transfers to pension plans within the framework of the pension campaign, which will run until the end of the year.

The bonus scheme will be based on the amount contributed and/or mobilised by other entities, the plan and the commitment to stay.

The bank will also encourage contributions to pension plans with different gift packages based on the contributions made to them.

Depending on the amount contributed, the plan holder may choose between two gifts: a physical gift or a digital gift, consisting of a voucher, for a certain amount, exchangeable on Amazon.

In this way, the customer may choose among the gifts according to the following scale:

  • For contributions between 3,000 and 4,999, the unit holder may select an Amazon for 25 euros or Prixton wireless headphones.
  • • For contributions between 5,000 and 7,999, you can choose between a 45 euros Amazon voucher a Google Mini loudspeaker.
  • • For contributions between 8,000 and 15,999, you can choose between an Amazon voucher for 100 euros or a robot vacuum cleaner.
  • • And finally, for contributions of 16,000 euros, customers can choose between an Amazon voucher for 250 euros or a 32-inch Smart TV.

Bankia is committed to personalised advice as an essential element for achieving the ultimate goal of an adequate retirement benefit. Advice that takes into account the characteristics of the customer, such as age and risk profile, and periodically reviews the recommended products, in order to offer the most suitable plan or plans for their investor profile at any given time.

Pension plan life cycle

To facilitate this advice, the bank has its range 'Planes de Pensiones Vive', adapted to the unit holder's life cycle, which adjusts its investment portfolio to the time horizon remaining until retirement.

Bankia has launched three pension plans aimed at three different generations: customers born in the 60s, 70s and 80s, under the commercial names of 'Bankia Soy de los 60', 'Bankia Soy de los 70' and 'Bankia Soy de los 80'.

These are mixed income pension plans with diversified investments in global assets. This investment is made directly, through collective investment schemes or through investment in derivatives.

"The goal is that the customer delegates management to Bankia once they contract the plan corresponding to their generation, with the assurance that the consultants will carry out professional investments, diversified and in line with the applicable time horizon", underlines Pablo Hernández.

With the 'Vive Plans' we are turning a range of products into a comprehensive service for customers who want to save for retirement", added De la Rubia.

This range of plans complements the catalogue of retirement products marketed by the bank, with which it is possible to invest in the main financial markets, adapting to customer expectations based on their profile and the risk they wish to take on.

Furthermore, in order to help all those who would like to plan their retirement, Bankia offers a pension plan simulator, an online tool with which the interested party can calculate the monthly income that could be obtained at the time of retirement based on the monthly payment saved for this purpose.

With this digital tool, users can also find out how much they would have to contribute to their pension plan to obtain a certain amount of savings at the time of retirement.

The customer may make contributions or transfers to pension plans through the bank's digital channels, either from Bankia On Line or using the bank's app. Moreover, you can use these digital platforms to see the gifts you can choose based on the amounts contributed.

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CONTACT

External Communication Direction

Virginia Zafra de Llera
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vzafra@bankia.com

 

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Guillermo Fernández Martín
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Mariano Utrilla Cortijo
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Irene Rivas García
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