Social investment

+6.3

Million euros
invested in environmental matters

100%

Of the energy
consumed at Bankia is green

GOALS

• 7.2. By 2030, the proportion of renewable energy in all energy sources will increase considerably.
• 7.3. By 2030, double the global rate of improvement in energy efficiency.
• 7.4. By 2030, increase international cooperation to facilitate access to research and technology related to clean energy, including renewable sources, energy efficiency and advanced and less polluting fossil fuel technologies, and to promote investment in infrastructure energy and clean technologies.

INITIATIVES

• Implementation of the 2017-2020 Eco-efficiency and Climate Change Plan.
• Investment products in clean infrastructure and technologies: issuance of green bonds and sustainable investment funds.

UN

Subscription

• to the Principles of Responsible Banking and to the Collective Commitment to Climate Action.

256,912

Tn CO2
avoided thanks to the purchase of green energy between 2013 and September 2019.

GOALS

• 13.2. Incorporate climate change measures into national policies, strategies and plans.
• 13.3. Improve education, raise awareness and human and institutional capacity regarding climate change, adapting to it, reducing its effects and early warning.

INITIATIVES

• Adherence to the recommendations of the TCFD.
• Adherence to the collective initiative on Climate Action.
• Adherence to RE100 and the climate action platform of the Ministry for Ecological Transition.
• Launch of environmental calls.
• Development of sustainable products and services for individuals and companies.

+30,000

Transactions
for loans to SMEs.

6,323

Direct beneficiaries
of the employment and job placement projects carried out in 2018.

GOALS

• 8.2. Achieving higher levels of economic productivity through diversification, technological innovation and modernisation, among other, by focusing on sectors with high added value and intensive use of the workforce.
• 8.3. Promote growth-oriented policies that support productive activities, the creation of decent jobs, entrepreneurship, creativity and innovation.
• 8.5. By 2030, achieve full and productive employment and decent work for all women and men, including young people and people with disabilities, as well as equal pay for work of equal value.
• 8.8. Protect labour rights and promote a safe and risk-free working environment for all workers, including migrant workers, particularly migrant women and people with precarious jobs.

INITIATIVES

• Promote innovation, responsible management and energy efficiency among SMEs and freelancers through free help and diagnosis tools.
• Conduct business seminars to promote R&D across the nation.
• Boosting the employability of vulnerable people through programs with Cáritas, the Red Cross and the Randstad Foundation.
• Bankia extends its responsible commitment policies to its supply chain with the application of best ethical, social and environmental practices to establish long-term relationships with its suppliers.

+3

Million euros
invested in education projects in 2018.

+400,000

Euros
allocated to the Dualiza Call for proposals that promote vocational training projects.

GOALS

• 4.3. By 2030, ensure equal access for all men and women to high-quality technical, professional and vocational training, including university education.
• 4.4. By 2030, the number of young people and adults who have the necessary skills, particularly technical and professional skills, to gain access to employment, decent work and entrepreneurship has increased considerably.

INITIATIVES

• Improving the employability of young people through the different actions carried out by the Bankia Foundation for Dual Training. Especially in those professional sectors with the highest demand by companies.
• Promotion of innovation and entrepreneurial culture among vocational training students and dual vocational training, valuing their role in processes of change, digital transformation and innovation within companies.
• Bankademia, creation of a new financial education ecosystem with practical and current information on finance and economics.
• Offer vocational, academic and personal guidance programs for young people in social exclusion through internationally recognized entities and NGOs.
• BlogBankia, a blog about the economy, finance, SMEs and the self-employed.

373

Municipalities
to which the Bankia Mobile Office provides financial service.

20.9

Million euros
invested in promoting social inclusion through Bankia’s Social Action.

GOALS

• 10.2. Promote the social, economic and political inclusion of all people, regardless of their age, gender, disability, race, ethnicity, origin, religion or economic situation or other condition, by 2030.
• 10.3. Guarantee equal opportunities and reduce inequality of outcomes, including eliminating discriminatory laws, policies and practices and promoting appropriate legislation, policies and measures in this regard.
• 10.4. Adopt policies, especially fiscal, wage and social protection policies, and progressively achieve greater equality.

INITIATIVES

• Guarantee equal opportunities through our Equality Plan and our Diversity Plan.

• Facilitate access to financial services to more than 370 rural municipalities through the Bankia Mobile Offices, reaching 250,000 people living in these towns.

• Implement social and environmental projects with more than 800 NGOs in Spain.

• Offer a wide range of specific financial products to boost the agricultural and livestock industry.

1,000

Million euros
in technological investment between 2018 and 2020.

FEI Innovfin

New line of financing
to promote innovation for SMEs and self-employed workers.

GOALS

• 9.1. Develop reliable, sustainable, resilient and quality infrastructure, including regional and cross-border infrastructure, to support economic development and human well-being, with special emphasis on affordable and equitable access for all.
• 9.4. By 2030, modernise infrastructure and make industries sustainable, using resources more efficiently and promoting the adoption of clean and environmentally sound industrial processes and technologies, and ensuring that all countries take measures according to their capabilities.
• 9.5. Increase scientific research and improve the technological capacity of industrial sectors in all countries, particularly developing countries, including fostering innovation and considerably increasing the number of people working in research and development by 2030 per million inhabitants and public and private sector research and development expenses.

INITIATIVES

• Addressing digital transformation from a responsible approach, giving priority to privacy and proper management of customer data.
• Launch of Bankia Fintech, accelerator for new companies and the largest open innovation centre in Spain.
• Creation of an Innovation Observatory that allows anticipating changes and customer needs.
• Promoting business innovation with the sponsorship of events such as the 'Digital Competitiveness Awards', the 'Comprendedor Awards', the 'Bankia Accelerator by Conector' call or the 'Innova Pyme' and 'Spain Startup South Summit' forums.

300

Million
for the granting of 'green mortgages'.

7.8

million euros
invested in foundations and associations that support local and rural development programs.

GOALS

• 11.1. By 2030, ensure access for all people to adequate, safe and affordable housing and basic services and improve neighbourhoods with less resources.
• 11.2. By 2030, provide access to safe, affordable, accessible and sustainable transport systems for all and improve road safety, particularly through the expansion of public transport, paying special attention to the needs of people in vulnerable situations, women, children, people with disabilities and the elderly.
• 11.3. By 2030, increase inclusive and sustainable urbanisation and the capacity for participatory, integrated and sustainable planning and management of human settlements in all countries.
• 11.4. Redoubling efforts to protect and safeguard the cultural and natural heritage of the world.
• 11.5. Support positive economic, social and environmental links between urban, peri-urban and rural areas, strengthening national and regional development planning.

INITIATIVES

• Promote the construction of sustainable housing and sustainable loans for individuals and companies.
• Offer financial solutions and green loans to promote alternative transport and sustainable mobility.
• Develop rural support programs to boost employment and rural depopulation.
• Through our sponsorships, we support activities in the cultural, sports or business sectors.

19%

Savings to optimise
the reduction of energy consumption in 2020.

99.79%

of the paper
used in Bankia is recycled.

GOALS

• 12.2. By 2030, achieve sustainable management and efficient use of natural resources.
• 12.5. By 2030, considerably reduce waste generation through prevention, reduction, recycling and reuse activities.
• 12.6. Encourage companies, especially large companies and transnational corporations, to adopt sustainable practices and incorporate information about sustainability into their reporting cycle.

INITIATIVES

• Implementation of an Eco-efficiency and Climate Change Plan with specific objectives and systems of indicators.
• Make tools for sustainability, energy efficiency and responsible management available to SMEs and companies.
• Programs for recycling office supplies, as well as programs for donating furniture and electronic and computer equipment to non-profit associations and schools.
• Financing of initiatives that promote the recycling and efficient use of natural resources.

42%

Management
positions held by women

601,881

Hours
of training given to women in 2018

GOALS

• 5.1. End all forms of discrimination against all women and girls around the world.
• 5.5. Ensure the full and effective participation of women and equal opportunities for leadership at all decision-making levels in political, economic and public life.

INITIATIVES

• Bankia has an Equality Plan and a Diversity Plan that guarantee the same opportunities for men and women in professional access and development.
• The bank carries out various programs to promote female talent and generate an inclusive culture based on diversity.
• Adherence to the "Diversity Charter - Spain”, which is part of the EU's Policies for Equality and Against Discrimination.
• Incorporation of Bankia into Closingap, a reference platform for analysing the economic and social opportunity cost of gender gaps.
• Adherence to the EJE&CON code of good practices for talent management and improving the competitiveness of companies.

100%

of the workforce
knows and has the obligation to comply with the Code of Ethics.

Suppliers

Approved
Evaluated according to ethical, social and environmental criteria.

GOALS

• 16.5. Reduce corruption and bribery considerably in all its forms.
• 16.6. Create efficient, transparent and accountable institutions at all levels.

INITIATIVES

• Creation of a Code of Ethics and Conduct that is mandatory for the entire company.
• Ongoing training on the entity’s obligations and ethical culture.
• Commissioning of the Ethics and Conduct Committee of Bankia.
• Creation of a Confidential Whistleblower Channel.

Subscriptions

International initiatives
Global Compact, Principles for Responsible Banking and UN Collective Climate Action Commitment.

2030 Agenda

National alliances with civil society agents
to promote the 2030 Agenda.

GOALS

• 17.7. Encourage and promote the establishment of effective alliances in the public, public-private and civil society spheres, taking advantage of the experience and strategies for obtaining resources from the alliances.

INITIATIVES

• Adherence to the Global Compact.
• Adherence to the Principles for Responsible Banking and the UN Collective Commitment to Climate Action.
• Alliances with different civil society agents: Spainsif, Forética, Fundación Alares, Fundación Ecodes, Fundación Seres, Fundación Corporate Excellence, Fundación LIMME, Sustainability Working Groups of CECA and CEOE.
•  
• Collaboration with public financial institutions such as ICO, EIB and Mutual Guarantee Societies (SGR) to finance SMEs and companies.