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Who we are
Who we are
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We contribute knowledge, experience and rigour.
With our heart in Bankia.
We build environments of trust.
We insist on achieving goals.
What do we aspire to achieve?
Our goal is to be the best bank in Spain in terms of efficiency, solvency and profitability, to ensure the sustainability of the Bankia project and to create value for our shareholders. This will allow us to improve our results and achieve, in 2020, a profit of 1,300 million euros, a cash dividend payout of 45%-50% and the return of capital above 12% CET1 FL.
Distribution to our shareholders
>2,500 million euros Payment of dividends and return of surplus capital
<47%
Efficiency
Efficiency ratio
1,300
million euros
Profit
1,000
million euros
Tecnology
- Board of Directors
- Management Committee
José Ignacio Goirigolzarri Tellaeche Executive Chairman
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Executive Chairman
José Ignacio Goirigolzarri Tellaeche
Born in 1954, Mr. Goirigolzarri holds a degree in Economics and Business Studies from the Universidad Comercial de Deusto (Bilbao). Finance and Strategic Planning from the University of Leeds (United Kingdom). He is chairman of Bankia and of BFA, Tenedora de Acciones, S.A.U. since 9 May 2012.
José Sevilla Álvarez Chief Executive Officer
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Chief Executive Officer
José Sevilla Álvarez
Born in 1964, Mr. Sevilla holds a degree in Economics and Business Studies from CUNEF. He is Chief Executive Officer of Bankia and chairman of the Board Risk Committee. He is also a member of the Board of Directors of BFA, Tenedora de Acciones, S.A.U.
Antonio Ortega Parra Executive Director
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Executive Director
Antonio Ortega Parra
Born in 1947, Mr. Ortega has a PhD in Business Studies from the Antonio de Nebrija University and holds a degree in Law from the Universidad Nacional de Educación a Distancia. He is general director of People, Resources and Technology at Bankia since 16 May 2012. He is a member of the Board of Directors of BFA, Tenedora de Acciones, S.A.U. since June 2012.
Joaquín Ayuso García Lead Independent Director
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Lead Independent Director
Joaquín Ayuso García
Born in 1955, Mr. Ayuso holds a degree in Civil Engineering from Universidad Politécnica de Madrid. He is a member of the Board of Directors of Bankia and in March 2016 he was appointed as Lead Director. He is chairman of the Appointments and Responsible Management Committee and a member of the Remuneration Committee and the Audit and Compliance Committee. He has served also chairman of the Monitoring and Supervision Committee for the Process of Merger of Bankia and Banco Mare Nostrum.
Francisco Javier Campo García Independent Director
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Independent Director
Francisco Javier Campo García
Born in 1955, Mr. Campo holds a degree in Industrial Engineering from Universidad Politécnica de Madrid. He is a member of Bankia’s Board of Directors, chairman of its Risk Advisory Committee and a member of the Board Risk Committee and the Appointments and Responsible Management Committee. He has served also member of the Monitoring and Supervision Committee for the Process of Merger of Bankia and Banco Mare Nostrum.
Eva Castillo Sanz Independent Director
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Independent Director
Eva Castillo Sanz
Born in 1962, Ms. Castillo holds a degree in Law and Business Studies from Universidad Pontificia de Comillas (E-3) in Madrid. She is a member of Bankia’s Board of Directors since May 2012, chairs its Remuneration Committee and member of the Board Risk Committee and Risk Advisory Committee. She has served also member of the Monitoring and Supervision Committee for the Process of Merger of Bankia and Banco Mare Nostrum.
Jorge Cosmen Menéndez-Castañedo Independent Director
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Independent Director
Jorge Cosmen Menéndez-Castañedo
Born in 1968, Mr. Cosmen holds a degree in Business Administration and an Master MBAi from Instituto de Empresa. He is a member of the Board of Directors of Bankia and of its Audit and Compliance Committee and Remuneration Committee.
Carlos Egea Krauel Executive Director
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Executive Director
Carlos Egea Krauel
Born in 1947, he has an Industrial Engineering degree from Escuela Técnica Superior de Ingenieros Industriales de Madrid and a PhD in Economics and Business from Universidad Autónoma de Madrid.
José Luis Feito Higueruela Independent Director
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Independent Director
José Luis Feito Higueruela
Born in 1952, Mr. Feito holds a degree in Economics and Business from Universidad Complutense de Madrid. He is a member of the Board of Directors of Bankia and of its Audit and Compliance Committee since June 2012.
Fernando Fernández Méndez de Andés Independent Director
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Independent Director
Fernando Fernández Méndez de Andés
Born in 1956, Mr. Fernández holds a doctorate in Economics. He is a member of the Board of Directors of Bankia and of its Board Risk Committee, Risk Advisory Committee, Appointments and Responsible Management Committee and Remuneration Committee. He has been a member of the Board of Directors of BFA Tenedora de Acciones, S.A.U. and a member of its Audit and Compliance Committee and its Appointments and Remuneration Committee.
Antonio Greño Hidalgo Independent Director
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Independent Director
Antonio Greño Hidalgo
Born in 1956, Mr. Greño has a degree in Business Science and is a Certified Public Accountant. He is a member of the Board of Directors of Bankia and chairman of the Audit and Compliance Committee, having been appointed the committee’s Financial Expert. He has served also member of the Monitoring and Supervision Committee for the Process of Merger of Bankia and Banco Mare Nostrum.
Amalia Blanco Lucas Deputy General Director of Communication and External Relations
Miguel Crespo Rodríguez General Secretary and Deputy General Director of the General Secretariat
Fernando Sobrini Aburto Deputy General Director of Retail Banking
Gonzalo Alcubilla Povedano Deputy General Director of Business Banking
Joaquín Cánovas Páez Deputy General Director for Investees and Associated Undertakings
José Ignacio Goirigolzarri Tellaeche Executive Chairman
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Executive Chairman
José Ignacio Goirigolzarri Tellaeche
Born in 1954, Mr. Goirigolzarri holds a degree in Economics and Business Studies from the Universidad Comercial de Deusto (Bilbao). Finance and Strategic Planning from University of Leeds (United Kingdom). He is chairman of Bankia and of BFA, Tenedora de Acciones, S.A.U. since 9 May 2012.
José Sevilla Álvarez Chief Executive Officer
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Chief Executive Officer
José Sevilla Álvarez
Born in 1964, Mr. Sevilla holds a degree in Economics and Business Studies from CUNEF. He is Bankia’s CEO and chairs the Board Risk Committee. He also belongs to the Board of Directors of BFA, Tenedora de Acciones, S.A.U. and to its Audit and Compliance Committee.
Antonio Ortega Parra Executive Director and General Manager of People, Resources and Technology
cerrar
Executive Director and General Manager of People, Resources and Technology
Antonio Ortega Parra
Born in 1947, Mr. Ortega has a PhD in Business Studies from the Antonio de Nebrija University and holds a degree in Law from the Universidad Nacional de Educación a Distancia. He is general director of People, Resources and Technology at Bankia since 16 May 2012. He is a member of the Board of Directors of BFA, Tenedora de Acciones, S.A.U. since June 2012.
Amalia Blanco Lucas Deputy General Director of Communication and External Relations
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Deputy General Director of Communication and External Relations
Amalia Blanco Lucas
Born in 1961, Ms. Blanco holds a degree in Law and in Business Administration (Icade-E3) from Universidad Pontificia de Comillas. She has been general director of Communication and External Relations of Bankia and member of the bank's Management Committee since May 2012.
Miguel Crespo Rodríguez General Secretary and Deputy General Director of the General Secretariat
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General Secretary and Deputy General Director of the General Secretariat
Miguel Crespo Rodríguez
Born in 1961, Mr. Crespo holds a Law Degree from the Universidad Complutense de Madrid and is qualified as a State Attorney. He has been General Secretary of Bankia since April 2011.
Fernando Sobrini Aburto Deputy General Director of Retail Banking
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Deputy General Director of Retail Banking
Fernando Sobrini Aburto
Born in 1963, Degree in Law and Business Studies and Economics. He joined the Bank in 1998, serving as South Madrid Business director and head of the bank's corporate business.
Gonzalo Alcubilla Povedano Deputy General Director of Business Banking
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Deputy General Director of Business Banking
Gonzalo Alcubilla Povedano
Born in 1968, Degree in Economics. His entire career has been pursued at the Bank, where he has served as director of the Investment Portfolio, director of Corporate Banking, director of Corporate Finance.
Joaquín Cánovas Páez Deputy General Director for Investees and Associated Undertakings
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Deputy General Director for Investees and Associated Undertakings
Joaquín Cánovas Páez
Born in 1954, he has a degree in Economics and Business Studies from Universidad de Valencia. Cánovas heads the Deputy General Director for Investees and Associated Undertakings, which encompasses the businesses of Insurance, Agency Network and Managed Investees. He comes from BMN, where he was Managing Director from 2013.
Joaquín Ayuso García Lead Independent Director
Francisco Javier Campo García Independent Director
Eva Castillo Sanz Independent Director
Jorge Cosmen Menéndez-Castañedo Independent Director
Carlos Egea Krauel Executive Director
José Luis Feito Higueruela Independent Director
Fernando Fernández Méndez de Andés Independent Director
Antonio Greño Hidalgo Independent Director
Bankia is firmly committed to sponsoring activities that help better our society in the worlds of culture, sports and business.
The Bankia brand represents a value proposition that commits us to society in our striving for closeness, simplicity and transparency.
Key figures
Profit attrib. Group
229
million euros
Dividend
340
million euros
Ratio CET1 Fully Loaded*
12.68%
*Post fusion with BMN
Gross income
939
million euros
Social investment
€19,33
million euros
Multichannel customers
38.9%
Independent directors
63.6%
Government aid repaid
€2,864
million euros
Customers satisfaction
89.3%
The business model is focused on our more than
8 million customers
with the firm purpose of adapting ourselves to your needs and providing you with the best service.
Bankia is a commercial bank that offers its services through the full range of channels: branch offices, "Ofibus" travelling branches, online and mobile banking, etc.
2,297,945 Multichannel customers
1,912,040
users of the online banking service
162,101
users of online banking business
1,824,290
users online mobile banking service
11
‘Ofibus’ travelling branches
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Bankia is a spanish bank that is included in the Ibex 35. It operates throughout Spain, with a universal banking business model based on multi-channel management and specialized in serving individuals and businesses. At Bankia, we take a principle-based approach in order to provide you with the best banking service.
Contact
© Bankia S.A., 2018. Spain. All rights reserved.
900 10 30 50
902 2 4 6 8 10
91 602 46 80
