Jump Main Menu. Go directly to the main content

Sección de idiomas


Fin de la sección de idiomas

You are in:

  1. Home
  2. Who we are
  3. Business areas
  4. Business Banking

Business Banking

Start of main content

The growth in the business with companies is one of the pillars of Bankia's strategy. The objective of the bank is to become the reference entity for both the group of self-employed and SMEs, as well as for companies with more than 6 million euros in turnover and large corporations.

Companies Bankia

During 2019, loans were granted to companies worth 17,042 million euros

Supporting companies in their growth, financing their projects and offering useful tools for their day-to-day operations is the goal of the Bankia Companies area.


Bankia wants to make life easier for its self-employed customers through, among other things, its ‘Por ser tú’ programme, which exempts 273,447 self-employed customers from paying banking fees because their social security benefits, CAP benefits or income is being deposited directly at the bank and meet at least one of these three conditions: two purchases per month with a credit card, 500 euros in risk insurance premiums, a sales point with a minimum turnover of 1,000 euros per month or business financing equal to or greater than 15,000 euros.

This group also benefits from the Connect with your Expert service, a platform that at the end of 2019 had a portfolio of 46,301 self-employed workers.

For SMEs, freelancers and businesses, the entity has a service of specialised managers that are divided into SME managers for companies with a turnover of one million euros or higher; business managers (up to one million euros), store managers (for store owners in high concentration areas) and directors of private offices, focusing on other freelancers and businesses.

The agricultural sector has also become strategic for Bankia. In fact, the entity already has 374 offices with an agricultural specialist and six of the twelve Regional Directorates in which the turnover in this segment is greater have been appointed as agricultural specialists. These customers also benefit from the ‘Por ser tú’ programme by having social security, taxes or agricultural benefits paid directly into the entity.


At the end of 2019, Business Banking had a total of 29,697 customers and granted a credit volume of 12,629 million euros. During the year, this division consolidated its customer-focused attitude and customer satisfaction with the bank, providing comprehensive and high-quality services, developing financial programmes tailored to business plans and providing safe and swift financial planning along with advice and support.

In the area of Corporate Banking, the credit stock granted to customers reached 16,963 million euros, 7.2% more than the previous year.

In order to support and advise the foreign trade activity of its customers, Bankia has opened a new representative office in Casablanca (Morocco), in addition to those already opened in Shanghai (China) and in Havana (Cuba).

In addition, it has improved its range of products and services for this segment, offering them new tools within ‘Soluciona empresas’ and providing digital operations at Bankia renting.


The Corporate Finance Division includes the activities of fixed income origination, market creation, debt advice, M&A and special operations.

This distribution makes it possible to strengthen the specialised origination, structuring and distribution capacity so that customers can attract alternative investment and access non-bank financing, completing the offer of traditional financial services for both corporate customers and business banking customers.

Bankia is a member of the Madrid Stock Exchange, the Barcelona Stock Exchange, the Valencia Stock Exchange, the Latibex and the Alternative Stock Market, which allows it to channel the purchase and sale orders of its customers’ national market directly into the stock market, regardless of intermediation of other investment services companies.

It also participates actively in the financing of operations of residential and non-residential real estate assets and in syndicated loan operations.

End of main content